Lowest Home Loan Rates Ever!

We help you to get your dream home with specialised advice and guidance.

Why CLN Home Loans?

$ 0
Up to $4000 Cashback on Refinance
0 %
Owner Occupied Home Loan Rates from
0 %
Investment Home Loan Rates from

Our Services

First Home Buyers

Seeking your first home as a new buyer can be overwhelming and we assist our customers in navigating the minefield of home loans here in Melbourne. Secure the property of your dreams with a loan that is ideal for you and your situation.

Investment Property Loans

We provide best solutions for property investors by tailoring investment plans suitable for your needs and sourcing the right property for your circumstances. We will help you find the best finance available while structuring your investment for maximum tax benefits.


We help you with the best solutions in refinancing to find you lower interest rates, equity release options and shorter repayment terms. If you’re considering refinancing your home loan or your property investment home loan, you can get our help in finding whether any fees or chargers are applied and ensure that you are financially benefiting in the long run.

Debt Consolidation

CLN Home loans assist you with debt consolidation to ensure that all your loans are subjected to single interest rate. This makes managing your debt situations easier by alleviating the stress of multiple bills, reducing the interest on your debts and clearing your debts faster and smarter.

Equipment and Asset finance

We will find you the best financing options to help get you to where you want to be. And whether it’s for business or personal purposes, we can advise you on leasing, hire-purchase or equipment loans.

Commercial Finance

We are specialized in sourcing the best finance solution for small businesses, consumers and commercial applicants. We are reliable professionals with many years’ experience across varied finance sectors such as property finance, asset finance and commercial business loans.

Car Finance

Our expert loan consultants are with you every step of the way. We give each and every customer personalised service so you can rest knowing you've secured a great car loan deal suiting your budget and needs. We can offer you the best car financing options at a lower cost.


Champika Herath has a genuine passion for helping people build the best financial future possible. He assist his clients find the right loan to help with their personal and investment strategies.  You’ll benefit from his local market knowledge and expertise of your own dedicated home loan expert with personalized service and trust.

Attention to detail, good listening skills and great empathy are symbols of his appreciation by his clients. He is effectively supported by a team of administration, group benefits and investment products specialists whose teamwork and professionalism help him build long-term relationships with his growing client base and provide excellent customer service.

Our Partners

We help you to get your dream home with specialised advice and guidance

We help you get your own home sooner. That’s why we’ll lend approved customers up to 95% of the purchase price. You’ll also benefit from the local market knowledge and expertise and our personalised service to you.

You be the Judge!

Both of our home loans were handled by Champika. He kept us in the loop every step of the way. Responsive, professional, and courteous… Highly recommend CLN Home Loans for your mortgage needs!
Iresh Kularathna
We chose Mr Champika as our loan broker and we fully satisfied his service. He is very responsive and able to get our loan in very competitive interest rate. Not only home loans, his knowledge and advices are really helpful to move forward. Highly recommended his service.
Lakshitha Mahagedara
Mr. Champika is very professional and dedicated in his profession. I can recommend him for home loan matters as he is very helpful throughout the process. Thanks.
Tharindu Niwarthana

Book an Appointment !

Whether you’re a first home buyer, refinancing, or investing in a property, we help you to get the home loan solution that suits to live the lifestyle you deserve.

Working hours

Monday- Thursday:8:00-18:30 Hrs
(Phone until 17:30 Hrs)
Friday - 8:00-14:00

We are here

8 Hibiscus Crescent Point Cook, VIC, Australia 3030

We help you to get your dream home with specialized advice and guidance. You will also benefit from the local market knowledge and experience and our personalized service to you.

Credit Guide and Privacy Statement

CLNhomeloans.com © Copyright 2020 – All Rights Reserved